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Buying A House In The City Vs The Country: What’s The Difference?

Jan 18, 2023

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Buying A House In The City Vs The Country: What's The Difference?

 

When traffic frustrates you or home prices in the city seem out of reach, a quiet life in the country feels like a tempting alternative. But, there are some things to consider when deciding if buying a house in the city or the country is the better option for you.

 

COSTS

 

You may need less money to buy a house in the country, since it's generally less expensive than the city. For example, a large home in a rural area can cost the same as a two-bedroom bungalow in the city.

 

But if your job requires you to regularly go into the office, you might find that any money saved on your mortgage quickly goes to fuel and car maintenance as you tackle a longer commute.

 

Even in the most buyer-friendly housing markets, homes located in or near cities tend to be more expensive. But you might decide that a smaller home that is more conveniently located to your job, shopping, entertainment, and even hospitals and healthcare is worth the trade-off.

 

UTILITIES

 

If you work from home, a long commute might not give you pause. But you'll need reliable internet and phone service to stay in touch. Connectivity is getting better all the time, but there are still many rural areas where internet speeds and cell tower coverage aren't as readily available as in more populated areas.

 

Before setting your heart on a country home, do some research on the utilities. Make sure you would be as connected to the electrical and telecommunications grids as you'd need to be.

 

WATER AND PLUMBING

 

Other items to consider with homes in the country are the water source and plumbing.

 

A rural home outside of town probably has a septic system rather than a connection to the sewer. As a homeowner, you'll have to be prepared for regular maintenance to ensure tree roots don't block the system and that clogs don't result in the tank overflowing and flooding your property with sewage.

 

There is also a chance that your home's water source will be a well rather than a city's water lines. Well water is generally safe to drink, but if the water hasn't passed through a city's water purification system, there's always a chance that bacteria or pollutants can contaminate it.

 

Homes near areas of animal farming, industrial factories, or fossil fuel extraction are most at risk. Water runoff can lead to everything from animal waste, fertilizer, and industrial chemicals can end up in your drinking water.

 

ISOLATION

 

The idea of getting away from crowds is what makes country living so appealing to many people. But too much of any good thing can have its downsides.

 

Remember, too, that in cities, if there is a snowstorm or an emergency, crews can clear the roads and first responders can arrive quickly. If you're in a rural area, your driveway and even local roads might not be paved, so you could be stuck at home until the snow melts. And should you need them, things like ambulances will be further away and take longer to arrive.

 

SCHOOL LIFE

 

If you have kids, you might connect quickly to the community as you meet other parents. But before you move to a rural area, think about the pros and cons of the schools. Schools in small towns might have smaller classes, which can benefit your child academically.

 

But a smaller student population could mean there are fewer kids to make friends with and often fewer extracurricular opportunities. While you might be comfortable with the independence and isolation of rural life, your kids might not feel the same.

 

HOW RURAL DO YOU WANT TO BE?

 

You might decide that you'd like to have the best of both worlds. If you move outside the city and established suburbs, you can probably find more houses on more acreage. But you'll still be within an easy drive of the employment and recreational opportunities that the city offers.

 

In this case, the question becomes: "How rural do you want to be?" Some people love the idea of getting in on the ground floor of something new. They can buy a property now, while it's still relatively inexpensive, and know that more people, along with the features of suburbia, will arrive in the coming years.

 

But others moved to the country because of its quiet way of life. They become dismayed when new subdivisions are built, and the small-town shops give way to big box stores, stop signs change to stoplights, and two-lane roads expand to four.

 

FIND YOUR HOME TODAY

 

Deciding to live in the city or the country is a big decision. Regardless of which you choose, the professionals at Orizon Real Estate can help you find the right home for you and your family. Contact us today at 260-248-8961, and one of our experienced agents can help you get started.